Every fixed
payment,
in one place.

Insurance, phone, internet, subscriptions — everything that bills you on a schedule whether you're thinking about it or not. Nothing renews without you noticing.

  • No bank connection, ever
  • Weekly, monthly, quarterly, yearly
  • Reminders before every charge
Download on theApp Store

Free for up to 5 payments. Pro is a one-time unlock.

TAOT home screen showing a monthly total and the list of tracked payments

It tracks what
you're committed to.

Budgeting apps try to capture every coffee. TAOT only cares about the payments that repeat — the ones that are easy to forget precisely because you never have to think about them.

InsuranceHealth, car, home, life, pet
BillsPhone, internet, power, water
HousingRent, mortgage, property tax
SubscriptionsStreaming, software, cloud
TransportCar payment, parking, transit
LoansStudent, personal, instalments
MembershipsGym, clubs, professional
FamilyChildcare, school fees, care

Four taps from
“what am I paying?”

Your total, what's due next, where it goes, and what you've already cut.

Home screen with monthly total
Upcoming charges
Yearly projection
The add screen, showing the service catalogue

Know your
real burn.

One honest number for what you're committed to each month, and what it works out to across a year. Annual and quarterly bills are normalised, so a yearly premium doesn't stay hidden until it lands.

Yearly commitment$6,306at this rate
Yearly projection and spend broken down by payment

No more
quiet charges.

Every upcoming charge in order, a reminder before each one, and a nudge until it's paid. Add them to your calendar, too.

Reminder windowUp to a weekahead, at your time
Upcoming charges listed by days until due

Essential,
or not.

Mark each payment essential or optional and see the split instantly — and what dropping the optional ones would save.

Optional share33%of this month
Adding Netflix, showing plan tiers, billing cycle and the essential control

New in 2.0.

Less typing. Fewer surprises.

Snap to importScreenshot Apple's Subscriptions list
Statements & billsRead on your phone, never uploaded
iCloud syncYour own private iCloud
WidgetsHome, Lock Screen, Control Center
Pricing

Start free.
Pay once for Pro.

Track up to 5 payments free. Unlock everything with TAOT Pro — $14.99, once. No subscription. Bought TAOT before? Pro is already yours.

Free to startUp to 5 payments Pro, $14.99 onceUnlimited, and it's yours No subscriptionNo recurring TAOT fee Free updatesImprovements included

Your money
is your business.

TAOT never asks for a bank login, because it never needs one. No account, nothing to sign in to. Your payments live on your phone and in your own iCloud.

No bank connection No account required No ads or analytics Face ID lock We never see your data

Know what
you're paying for.

TAOT is available now on iPhone. See every fixed payment in one private place.

Download on the App Store

Free to start. Pro is $14.99, once.